Terms of Service

TERMS OF USE / TERMS & CONDITIONS

Welcome to Your Accident Your Money (“Company,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of:

www.youraccidentyourmoney.com

Any related services, referral programs, content, SMS communications, and tools we provide (collectively, the “Services”).

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

1. Eligibility

To use our Services, you must:

Be at least 18 years old

Live in the United States

Use the Services for lawful purposes

Provide accurate and truthful information

We reserve the right to deny or terminate access if you violate these Terms.

2. Nature of Services

Your Accident Your Money operates a referral-based service connecting individuals to third-party professionals, resources, or opportunities related to accidents, claims, or financial guidance.

We are NOT a law firm, insurance company, financial institution, or medical provider.

We do not:

Provide legal advice

Offer medical advice

Guarantee case outcomes or compensation

Make decisions on behalf of attorneys, insurers, or medical providers

All content is for informational and referral purposes only.

3. User Representations

By using the Services, you represent that:

All information you submit is truthful and accurate

You will not use the Services for fraudulent purposes

You understand that submitting information does not create any legal, financial, or medical relationship

4. Referrals to Third Parties

We may connect you with independent third-party professionals (“Third Parties”), including:

Law firms

Medical providers

Financial service providers

Case managers

We do not manage, supervise, or guarantee the performance of Third Parties.

We are not responsible for:

Their services or advice

Any agreements you enter into

Any outcomes related to your situation

Your interactions with Third Parties are at your discretion and risk.

5. No Guarantees

We do not guarantee:

Acceptance by any referral partner

Any financial result

Any legal or medical outcome

Response timelines

Results vary by individual circumstances.

6. SMS Messaging Terms (TCPA & A2P Compliant)

By submitting your mobile number, you consent to receive:

Referral updates

Service alerts

Support messages

Optional marketing messages (only with express opt-in)

Message & data rates may apply.

Message frequency varies.

You can opt out at any time by replying STOP.

Reply HELP for assistance.

We do not share or sell mobile opt-in data with third parties for marketing.

Carriers are not liable for delayed or undelivered messages.

7. Acceptable Use Policy

You agree not to:

Use the Services unlawfully

Submit false or misleading information

Access systems without authorization

Interfere with site functionality

Copy or resell the Services or content

Violation may result in termination.

8. Intellectual Property

All content on the Sites is owned by or licensed to Your Accident Your Money and protected by U.S. copyright and trademark laws.

You may not:

Copy

Reproduce

Modify

Distribute

Exploit

…any content without written permission.

9. Disclaimer of Warranties

The Services are provided “as is” and “as available.”

We disclaim all warranties, including:

Accuracy

Reliability

Fitness for a particular purpose

Non-infringement

Use the Services at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Your Accident Your Money and its owners, staff, and partners shall not be liable for:

Indirect or consequential damages

Loss of money, data, or opportunities

Third-party actions or outcomes

Errors, interruptions, or security events

Total liability shall not exceed $100 or the amount paid to us (if any).

11. Indemnification

You agree to indemnify and hold harmless:

Your Accident Your Money,

Blessin McCoy-Thompson,

and all employees, contractors, and affiliates

…from claims arising out of:

Your use of the Services

Your violation of these Terms

Your interactions with Third Parties

Any content or information you submit

12. Privacy Policy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, store, and use personal information.

13. Modifications to the Terms

We may update these Terms at any time. Updates become effective upon posting to the website. Continued use of the Services indicates acceptance.

14. Governing Law

These Terms are governed by the laws of the State of Georgia.

Any disputes must be resolved in Chatham County, Georgia.

15. Termination

We may terminate or suspend access for any reason, including:

Policy violations

Fraudulent activities

Legal requests

Operational requirements

Upon termination, all rights to use the Services cease immediately.

16. Contact Information

For questions about these Terms or your rights, contact:

Your Accident Your Money

Owner: Blessin McCoy-Thompson

Email: [email protected]

Phone (Owner): 404-829-5469

Business Phone: 470-867-6774

Business Address: 6205 Abercorn St Ste 206 #1006 Savannah, GA 31405

Website:

www.youraccidentyourmoney.com